              
       
             
                                       
              
                                                  
            
                                                          
              
                      
                      40% 50%                            10% 20%            10% 20%               10% 15%           10% 15%                          
              
         10                            60          365          20       438000       10   3   2   365   20  = 438000  
                   
            1996   8        3000    2010                                                                         2300                            2               1400      
        2010          930                  
               
      1.                                                 
       2.                                    
       3.       2010      500     83     
                  
                                          
                                                                                                        
                  
                                           