          
 
 
                                                       
                                                                                                                             
                          ①             ②                                                                                                                                                                                                                                                                                                                
                                                                                                                                                                                                                                                                                                                                                                                             
                     
                                                 
     2005   5   1                                               
                                                        
                                                                                                                
                                              
                                                                                               
        ATM              
          ATM                                ATM                 
                                                          
                                                                            
                                        
                                                                                        
                                                                                                
                                                                                                 
                                                    
                                                                                                                                                             
                                                                                                  
 
                                           
 
                                        2014.10.17